Joe Garcia and his wife Carole have raised their family (three sons-now married) in the North Country over the past 42 years. Joe graduated from SUNY Plattsburgh in 1977. After spending 10 years working with a National wine wholesale distributor, Joe changed careers and began working as a financial professional. He then worked for a major financial firm for over fifteen years and then worked independently for another thirteen years until joining West Bay Financial Group, LLC as a partner two and a half years ago. Joe represents the Vermont Agency, (a financial services firm) based in Colchester, Vermont who serves as a general agency for the National Life Group located in Montpelier, VT. He is life and health licensed and has FINRA registrations for Series 63 and Series 7 in ten states.
Joe enjoys being active, the outdoors, traveling with his wife Carole, spending time with his grandchildren and gardening.
The ability to connect with his clients has enabled Joe to build trusting professional relationships that have proven to be both rewarding and long lasting. He believes the building blocks of any relationship starts with honest and truthful conversations. Only then can the steps for developing investment plans for protecting and accumulating family wealth proceed.