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How We Work

Our Process

Our Process

Our 10-step process is designed to ensure that our clients understand our value proposition from the start of the process. We take extra time and special care to ensure that the role of the advisor AND the client are clearly understood. It is vital that the client understands each step of the process and is engaged along with the advisor during the development of various strategies.

The most unique aspect of our process is "Step 7." Most financial services firms focus exclusively on financial assets that have been or are being accumulated. It stands to reason that these assets require and deserve focused attention.  However we have established an analytical process designed to uncover inefficiencies in various areas of our client's finances allowing us to identify where money is being transferred away from our clients unknowingly and unnecessarily. The result of this work is a "re-capture" of those valuable resources and the opportunity that they provide.

Our process is circular in design. We work closely with our clients year after year and are constantly going back to "Step 1" and repeating the process. This full revolution approach allows us to examine our work from the starting point and make adjustments as the financial environment changes or as other parts of the strategy evolve.

Our firm specializes in helping individuals develop sound retirement strategies. If you are retired – or approaching retirement – please take the time to explore our website and the wealth of information we offer. We offer personalized, hands-on service. We educate our clients about financial concepts and products, and take the mystery out of investing, insurance, estate conservation, and preserving wealth.

We understand the many challenges of retirement today and know the biggest concern for many is outliving their money. We focus on money management, as well as other issues that are critical to your financial well being.



Common Stock

Educational IRA

Traditional IRA

Roth IRA


Simple IRA

Brokerage Accounts

Treasury Bills

Government Securities

Treasury Notes

Variable Annuity

Financial Planning

Retirement Plans

Tax Plans

401(k) Planning

403(b) Planning

College Plans

Estate Plans

Money Purchasing Plans

Profit Sharing Plans


Disability Income Insurance

Life Insurance

Long-Term-Care Insurance

For more information about our firm and the services we offer, send us a quick email or call the office. We would welcome the opportunity to speak with you. | (518) 561-9674